With over 30 years of combined real estate experience, RJ & Co specializes in assisting clients with their home buying and home selling needs. RJ & Co works with clients through the Twin Cities, specializing in the South of the River. RJ & Co is passionate about delivering a 5-star client experience

You're ready to buy a new home.

We're here to help!

There are many ways to streamline the home-buying process. Whether you are a first-time home buyer or a seasoned veteran, below you will find some helpful resources as you begin the process. Please don't hesitate to reach out to us with any questions!


Before you Buy


1. Get Pre-Approved

Getting ready to buy your home is just as important as finding the right home! One of the first steps that we always recommend is to meet with a lender and get pre-approved for a home loan. 

  • Why is this important? The market can move at a quick pace and you don’t want to waste time looking at something before you approved or know what you are really able to afford. Don’t make the mistake of assuming your price range before you go through a pre-approval. This will keep your expectations in the right place and help you narrow your search to homes that are truly within your scope. 

It is also important when it comes to putting in an offer. In the current market, multiple offers are not uncommon. Occasionally, the listing agent may reach out to the lender to inquire whether the buyer has been fully approved or just pre-qualified to help that it is solid financially. 

  • What is the difference between pre-qualifying and pre-approval? A pre-approval will mean that you will go through a full application process with your lender. They will likely need your social security number, W-2’s, assets, and credit information to help determine the right price range for you and your estimated interest rate.  
  • A pre-qualification generally is just from information that you would tell a lender without verification. While this sometimes can be accurate, it does not go through the process of making sure there isn’t something that would alter your amounts. i.e. outstanding credit issues, other loans that may alter borrowing power, etc. The danger here is that you could put an offer a house, have it accepted, and then potentially have the sale fall apart because you find that you cannot actually afford it after going through the approval process. This leaves everyone heartbroken and frustrated!
  • How do I know which lender to work with? We recommend reaching out to at least a couple lenders to ensure that they are the right fit for you. This can even just be a phone call to chat for a few minutes to get a feel of personality style.  We have a couple of lenders on our preferred vendors page that past customers have used and had a great experience with. Keep in mind, that if you know someone you certainly can and should work with them if you choose to!

2. Learn more about the schools in potential neighborhoods.

Curious to know about the schools in the neighborhood you are buying in? Use this tool to find out what schools are in the area with links to the school websites to learn more about them. 


3. Learn About the Neighborhood

If you’re thinking about moving to a new neighborhood, it may be helpful to learn a little more about the area. Here’s a tool with a short video about the neighborhood you may be interested in:


4. Search our Listings

Begin your official home search by viewing our listings! Take note of areas and home qualities you are most interested in. You can also work with us via Zillow or Home Spotter.


5. Once you are ready to begin viewing homes, contact us! If you have any questions along the way, from step 1-step 5, we are here and happy to help!

Name *
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Interested to see what we've helped home buyers find in the past? You can view a gallery of our Past Sales here. 

Featured Listings 


6005 Crescent Drive, Edina


Right out of a magazine! Ideal Edina location set among some million dollar homes...Newer Gourmet's delight of a kitchen, main floor laundry, updated baths, hardwood floors, newer lighting, walkout lower level with bar area, 2 fireplaces, 3 bedrooms on main floor, additional bedroom in lower level with 3/4 bath, fresh paint, newer floor coverings, spacious flat lot, entertainment size deck and patio....stunning turnkey!


14143 Woodchuck Trl, Prior Lake - $415,000

Lovingly cared for home - shines w/pride of ownership in desirable golf course community "The Wilds". Open! Bright! Functional! Two master suites, one on main floor & one up (3 bdrs up), Only available due to job transfer. High ceilings, walls of windows bringing in natural light, Acacia & maple wd floors. Extra deep garage, build equity by finishing approx 1800 sf in LL. Truly Gorgeous Home and lot!


14708 Summit Oaks Drive, Burnsville  - $575,000

Special features in this impeccably designed Home. Grand inviting foyer, spacious mn fl master suite, his & hers closets, dressing area w/storage, updated kitchen leading to spacious great rm, relax in the 3 season porch leading to the 20x12 deck in the private backyard (one of the best lots in the n'hood). 3 lg bdrms up, spacious LL for in laws or teenage getaway. A rare find!


508 Horizon Drive SE, New Prague, MN 56071 

PENDING $156,900

This End unit town home truly shines and sparkles! Freshly painted throughout, including main floor ceilings, new light fixtures, appliances, carpet cleaned - vacant and ready for quick occupancy. Two car garage, 3 bedrooms on upper level, gas fireplace, patio, loads of natural light. 2 pets allowed, extra parking in lot. Great value!


Resources from the RJ & Co Blog

What You Should Think about When Buying a House

What is HOA?

What to NOT do When Buying a Home 

Benefits of Owning Your Own Home